Using your Over-The-Counter allowance

As a MyTruAdvantage member, you receive a quarterly allowance—$45 each quarter— that you can spend on select over-the-counter (OTC) products included in the CVS Caremark® catalog.

What are OTC products?
OTC products are trusted as a first line of defense in treating minor ailments. They are products you purchase (no prescription necessary) that can often help reduce doctor visits and save you money as compared to those that require a prescription.

OTC products are much more than pain relief and cold medications. Digestive aids, first aid, dental, eye and ear care products, and vitamins are also examples of OTC products and are included in the extensive CVS Caremark® catalog.

What if I don’t use all of my OTC allowance that quarter? Do I lose it?
You can rollover unused amounts into the next quarter, up to maximum of $90 per rollover.

4 Steps to Use Your OTC allowance:

1. Visit the catalog online available at

2. Select your items.

3. Place your order:

  • Order online at
  • Order by phone at 888.628.2770

4. Pick up your order at participating stores or select home delivery.

It’s simple and easy to use. Best of all, with a little planning ahead, you can take advantage of the benefits included in your plan and save money on your OTC needs.

Want to learn more? Reach out and let us know.
We’re here to help!
(833) 213-6731 (TTY 711)

About MyTruAdvantage
MyTruAdvantage—Indiana’s own community-focused Medicare Advantage plan. MyTruAdvantage is a Medicare Advantage plan founded by doctors and hospitals you know and trust, focused on the community and designed around you.