Medicare Advantage FAQs

MyTruAdvantage Medicare Advantage plans are all-in-one plans. They cover:

Everything Original Medicare covers for doctors and hospitals plus more, including low co-pays and deductibles, maximum out-of-pocket cost limitations. A network of doctors and hospitals that you know and trust. No referrals needed.

All of our plans have $0 member premium, $0 medical deductibles, and $0 PCP copays. Our plans also feature extensive dental coverage, a vision benefit card, and up to $100 over-the counter allowance.

Dental, vision, hearing and fitness benefits.

High quality standards and care coordination. Medicare Advantage plans are held to high quality standards and are built to coordinate the care you need, from the hospital, to your doctor and specialists

• MyTruAdvantage Select (HMO)
• MyTruAdvantage Select Plus (HMO)
• MyTruAdvantage Choice Plus (PPO)
• Red, White and Tru (PPO) MA-Only

All plans include:

• $0 member premiums
• $0 medical deductible
• $0 PCP Copays
• Up to $100 over-the-counter allowance
• $250 vision allowance for exams, glasses, and contacts
• Extensive dental coverage, hearing, and fitness programs.

HMO stands for Health Maintenance Organization. In the HMOs, your coverage applies only to doctors, hospitals, and other providers in the network. Except emergency and urgent care, any service provided by an out-of-network provider will not be covered. No referrals are needed. As long as you use in-network providers, you have coverage. If you choose to receive care from an out-of-network provider, then you’ll be responsible for the full payment for that visit, except for emergency benefits, you will have coverage.

The MyTruAdvantage HMO network includes more than 2,200 unique Primary Care Providers, 4,100 specialists, and more than 300 facilities. Deaconess, Community Health, Schneck Medical Center, Columbus Regional Health, and Union Health all participate in our network.

The pharmacy network includes many options nationally. For information regarding our pharmacy network please visit our Plan Information page.

PPO stands for Preferred Provider Organization. With the PPO, you’re covered for benefits received from in-network providers and out-of-network providers. No referrals are needed. Our PPO network includes more than 2,200 unique Primary Care Providers, 4,100 specialists, and more than 300 facilities. Deaconess, Community Health, Schneck Medical Center, Columbus Regional Health, and Union Health all participate in our network. Out-of-network providers and services in the PPO may be accessed locally and when you’re traveling. In-network benefits and out-of-network benefits are included in your coverage.

The MyTruAdvantage PPO network includes more than 2,200 unique Primary Care Providers, 4,100 specialists, and more than 300 facilities. Deaconess, Community Health, Schneck Medical Center, Columbus Regional Health, and Union Health all participate in our network.

The pharmacy network includes many options nationally. For information regarding our pharmacy network please visit our Plan Information page.